CTC Calculator India FY 2026-27

CTC Calculator

Calculate your estimated salary breakup and in-hand salary.

FY 2026–27 · India
Salary Details
CTC Input
₹
Advanced Settings
Enter the monthly wage on which PF should be calculated.
Enter applicable annual professional tax.
Select the applicable tax regime.

Your salary report will appear here

Enter your CTC and click Generate Report to calculate your estimated in-hand salary.

Salary Estimate
Estimated Monthly In-Hand
₹0
Annual take-home: ₹0
Annual Salary Breakup
Annual CTC ₹0
Fixed Gross Salary ₹0
Basic Salary ₹0
HRA ₹0
Special Allowance ₹0
Variable Pay / Bonus ₹0
Employer PF ₹0
Gratuity ₹0
Gross Salary ₹0
Employee PF ₹0
Professional Tax ₹0
Income Tax / TDS ₹0
Monthly Estimate
Monthly Gross ₹0
Employee PF ₹0
Professional Tax ₹0
Income Tax ₹0
Monthly In-Hand ₹0
Salary calculations are estimates. Actual salary, PF, gratuity, professional tax and income tax can vary based on employer policies and individual circumstances.

CTC Calculator FAQs

No. CTC represents the overall annual cost to the company, while in-hand salary is the amount you receive after applicable deductions such as employee PF, professional tax, and income tax.

It can. Many companies include the employer’s PF contribution as part of the total CTC. Check your salary breakup to see whether employer PF is included.

Some companies include a gratuity component in CTC. However, gratuity is generally not received as part of your regular monthly salary.

CTC may include employer contributions, gratuity, variable pay, and other benefits that are not paid as monthly cash. Employee PF, professional tax, income tax, and other applicable deductions can also reduce your take-home salary.

Not necessarily. Variable pay may be paid monthly, quarterly, half-yearly, or annually depending on the company’s compensation policy and applicable performance conditions.

Yes. Different salary structures, PF settings, tax situations, benefits, and deductions can result in different take-home salaries even when the total CTC is the same.

Scroll to Top